NEW PATIENT

VISITS:

Each visit will be approximately 60 minutes. 
Each dysfunction will determine the nature of each treatment. 
Each treatment is structured to the individual.

INSURANCE:

We accept plans from most major insurances.

• In the US, there are 900 health insurances companies, with hundreds of different plans within each company.

• This is one of the reasons health coverage is so confusing!

• This is especially true for NYC where health plans can come from all over the US and the world.

• The only way to be certain of coverage is to check.

We will check for you.

• Free.

• And explain the details specific to your plan.

The first visit (arguably the most important) is also free, regardless of insurance.

• We are here to help, truly.

INSURANCE

OUR PHILOSOPHY and why we stay outside of any networks

If you don’t already know, insurance companies DO NOT care about you or have your back in any way. They are publicly traded companies who are beholden to shareholders, whose business structure defines success as collecting the mo$t and covering the lea$t.

Insurance should support your care—not dictate it.

At HiPhysio (HiP), we believe your treatment should be based on:

• What your body needs

• What will get you better faster

• What promotes progress for a healthspan

—not what an insurance company decides to approve.

We operate outside of traditional insurance networks so we can deliver care that is:

• Individualized

• Unrestricted

• Outcome-driven

HOW INSURANCE ACTUALLY WORKS

Health insurance can help cover the cost of care—but it also comes with limitations.

Most plans include annually:

• A deductible (what you pay first)

• A coinsurance (your portion after that)

• An out-of-pocket maximum (maximal amount that you would pay)

When comparing the numbers In-network vs. out-of-network:

Out-of-network seems much more expensive

What many patients don’t realize:

In-network services could be just as costly, if not more.

Out-of-network is a premium benefit that not everyone has. It is a privilege to have that option.

IN-NETWORK VS OUT-OF-NETWORK (THE REAL DIFFERENCE)

It’s not just about cost—it’s about how care is delivered.

In-network Care:

• Insurance dictates your care with focus on cost control

• Majority new graduate clinicians

• Limited time/ overlapping time per visit

• High patient volume (PT factories)

• Standardized care model

Hi Physio Care:

• You dictate your care

• Old guys with lots of experience

• Focused sessions with no arbitrary limits

• Low patient volume (35-40 patient caseload)

• Individualized care model

At HiP, your care is not shaped by insurance policies—it’s shaped by clinical expertise.

WHAT IS OUT-OF-NETWORK COVERAGE?

Out-of-network coverage is a built-in benefit in select insurance plans.

It allows you to:

• See providers (specialists) outside your insurance network

• Have claims submitted for reimbursement

• Apply costs toward your deductible and out-of-pocket maximum

In other words:
You may still receive meaningful reimbursement, even when choosing higher-level care.

WHY OUR PATIENTS CHOOSE HiPhysio

Our patients are not just looking to “get by”—they want to fully recover and perform at the high level possible.

1. Precision, Not Protocols

We don’t follow insurance-driven templates.
We assess, diagnose, and treat based on your specific presentation.

2. Time and Attention

You get:

• Dedicated 1-on-1 sessions

• No appointment overlap; no aids; no assistants

• No rush

It’s optimal.

3. Clinical Independence

We are not restricted by:

• Boundaries set by insurance

• Required adherence to contracts and protocols

• Authorization barriers

Your care evolves based on your progress—not paperwork.

4. Performance-Oriented Care

When care is done right the first time:

• You often need fewer visits

• You recover more completely

• You can actually get things fixed

We focus on long-term results, not short-term symptom relief.

ADDRESSING THE BIGGEST MISCONCEPTION

“Out-of-network means treatment will cost me a lot.”

In reality:

• It can sometimes cost $0.

• Many plans can reimburse fully or a sizable percentage of your care

• It is possible to pay more out of pocket with in-network services

• Every plan is different, which is why we verify each and every plan

HOW HiPhysio SUPPORTS YOU

COST TRANSPARENCY

We believe:

• Patients should fully understand their investment in care

• Patients should understand the quality of the product they are paying for

• Patients should have this understanding upfront

HiPhysio policy:

• We try to provide as much information as we can free of charge

• We verify your insurance benefits

• We explain the coverage details of your plan

• We discuss any out of pocket costs there will be

• We provide the initial visit free of charge to so patients know what they are investing in

Our goal is to make the process simple, transparent, and predictable.

Again, we are here to help, truly.